Calculators

Free planning tools for small business retirement plans. Every figure is an estimate for general information, not tax advice. Confirm your numbers with a CPA.

SECURE 2.0 Tax Credit Calculator
Estimate the startup and contribution tax credits your small business can claim for a new retirement plan.
SIMPLE IRA Calculator
Estimate 2026 employee deferrals and employer contributions by pay, age, and formula.
SIMPLE IRA Employer Match Calculator
Compare the annual cost of the 3% match against the 2% nonelective contribution.
Roth IRA Calculator
Project tax-free Roth IRA growth to retirement and compare it to a taxable account.
Backdoor Roth Pro-Rata Calculator
See how much of your backdoor Roth conversion is taxable under the pro-rata rule, and how to clear it before year-end.